Bihar's PMAY 2.0 Implementation Faces Significant Bottlenecks: Approval Rate Drops Below 25%

The Bihar Economic Survey reveals concerning inefficiencies in the implementation of Pradhan Mantri Awas Yojana 2.0, with the state government approving only 1.53 lakh houses against 6.89 lakh applications received from families seeking permanent homes. This represents an approval rate of merely 22.2%, indicating substantial operational and administrative challenges in translating housing demand into sanctioned projects. The significant gap between applications and approvals suggests potential bottlenecks in verification processes, fund allocation mechanisms, or compliance with scheme guidelines. This shortfall in housing approvals could have broader socioeconomic implications, including prolonged urban and rural housing deficits, delayed economic stimulus from construction activities, and potential impacts on poverty alleviation targets. The data underscores the need for enhanced coordination between state and central agencies, streamlined approval workflows, and possibly revised implementation strategies to accelerate housing delivery. As Bihar continues its development trajectory, addressing these PMAY 2.0 execution gaps will be crucial for achieving inclusive growth and meeting national housing objectives.