Uttar Pradesh Surpasses Decade-High Credit-Deposit Ratio, Chief Minister Yogi Adityanath Mandates 62% Target by Fiscal Year-End

In a strategic development underscoring Uttar Pradesh's accelerating financial mobilization, Chief Minister Yogi Adityanath has established an ambitious target of a 62% credit-deposit (CD) ratio by the conclusion of the current financial year. This directive follows the state's achievement of a CD ratio of 60.39% as of December 2025, marking its highest level in a decade, as confirmed in an official government communiqué. The milestone was a focal point during a special convening of the State-Level Bankers’ Committee (SLBC), chaired by the Chief Minister on Sunday. During the proceedings, Adityanath conducted a comprehensive review, obtaining detailed briefings from representatives of all participating financial institutions regarding their respective CD metrics. The meeting emphasized the imperative for concerted and concrete efforts to further elevate credit deployment across the state's economic sectors. This analytical push reflects a calculated policy drive to enhance capital formation, stimulate productive investment, and deepen financial inclusion, positioning Uttar Pradesh for sustained, credit-led growth. The targeted increase signifies a robust governmental commitment to optimizing the state's banking sector efficiency and leveraging deposits for broader developmental impact.